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Businessl Auto

BUSINESS AUTO

From the woods to the mills and mills to the consumer, transportation is critical to the forest products industry!  Commercial Auto Insurance is a policy of physical damage and liability coverages for amounts, situations, and usage not covered by a personal auto policy. The policy is typically written on a combined single limit (CSL) of 1 million. Physical damage can be written on actual cash value (ACV) or on a stated amount basis.  Commercial Auto policies can be overwhelming, complex and utterly diverse.  Here are a few coverages we can easily assist with:

  • PRIMARY LIABILITY

    Limits up to $2 million—plus, we transmit state and federal filings promptly to get your customers in business fast.

  • MOTOR TRUCK CARGO*

    Covers the value of the cargo they haul as well as additional costs such as debris removal, earned freight charges and more—with separate limits and no additional deductible.

  • MOTOR TRUCK GENERAL LIABILITY (GL)

    Meets a trucker’s contractual requirement for GL, which pays for damage caused by them when they’re not driving.

  • RENTAL WITH DOWNTIME

    Provides truckers with a temporary rental if their vehicle is down due to a covered cause of loss—or we’ll pay the daily maximum limit to cover expenses if they can’t work.

  • HIRED AUTO**

    Many business partners require that for-hire risks carry excess liability coverage for all vehicles in service to their business, whether owned by the business or not.

  • MOTOR TRUCK CARGO

  • Physical Damage

    • PERMANENTLY ATTACHED EQUIPMENT Provides additional coverage for equipment (loaders and tarping systems) included in the stated amount.
    • COMPREHENSIVE ONLY Makes it easy for customers to continue coverage when storing vehicles during the off-season.
    • TRAILER INTERCHANGE Provides additional coverage to any non-owned trailer a trucker is using; it’s normally required when hauling a trailer under a Trailer Interchange Agreement.
  • PHYSICAL DAMAGE ONLY

    Protects customers who have their primary liability somewhere else and only need Collision and either Comprehensive or Fire and Theft with Combined Additional Coverage insurance (CAC).

  • P.O. Box 19467Raleigh, NC 27619-9467
  • 866-755-0344
  • 8am to 5pm ESTMonday to Friday